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And with that disclaimer said, let’s now go to the credit card questions.

We kept our new mission statement in the forefront of our minds while opening this branch. We’re a bank that wants you to share in our story as we strive to make an impact in the communities we serve, both new and old.

Our new Plainfield Branch marks another stepping stone in becoming a central Indiana bank, impacting communities throughout our state.

When you default on your payment, the bank will flag you as a delinquent card member. If you continue your non-payment, the calls will be more frequent until you reach a pre-determined number of missed payments.

After which the bank will dismiss your case and turn your account over to a collection agency. They are a third-party business who buys the delinquent accounts.